Rental (DSCR) Loans

  • Non-Owner Occupied Only.

  • Residential single family houses, condos, and townhomes. Up to four-unit multi-family.

  • 30 year terms: Fixed, ARM, and Interest-Only options available.

  • First time investors welcomed.

  • We love short-term rentals!

  • Portfolio’s welcomed!

  • Available Nationwide (except AZ, CA, MN, NV, ND, OR, SD, UT, and VT).

    • Purchase funding up to 80% of the purchase price.

    • Rental income is based on the appraisal and, for short-term rentals, will include an analysis using AirDNA.

    • Submit your scenario!

    • We can pay off your existing lender and give you several options to get the best rate.

    • Short-Term Rentals may require ledgers from your platform of choice. We may also be able to use an analysis of AirDNA data to approve the rental income.

    • If you are not in good standing with your lender, please Submit a Scenario.

    • In certain circumstances, seasoning requirements can be waived.

    • If you recently purchased the house, we can get you some of the cash-back! Submit a scenario!